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Any advice about getting disability or any kind of help?
10 Replies
Stacey373 - August 26

Hi everyone! As most of you know I have had Fibro for years but was diagnosed in Dec. 2008. My husband is in the Operating Engineers Union and has been unemployed for over a year now. We also lost our medical insurance in January of this year and I've been having to pay cash for me and my children to see a doctor and get our prescriptions. (my 2 girls have ADHD and need medication for this)

I haven't worked in years because of my health problems. My doctor has been on me to apply for assistance and she would write a letter stating that I have Fibro and cannot work.

I finally went to the DSHS office (welfare) this morning and was completely denied any assistance. Basically I was told that I have to be destitute with no income to get any help with the medical insurance. (my husband gets an un-employment check every week so we don't qualify) Although I am hoping that my kids will qualify for medical...keeping my fingers crossed!

I've been researching on here to see what my options are for Social security disability. Although Fibromyalgia is considered a "qualifying disability," from what I've read it's extremely hard to get approved for this. I also have to see a Rheumatologist and they have to say that I can't work...instead of my regular doctor helping me with this. Not having insurance makes this even harder to see a new doctor and who knows if another doctor is going to agree with my regular doctor. Not to mention, everything I've read says it takes YEARS of fighting to try to get disability.

Does anyone have any advice or suggestions of what I can do? As far as I know, I don't have any other options to get any help...Does anyone know if there are any other options? I'm feeling a bit desperate at this point...I can't believe that there is nothing I can do to get some sort of assistance.

I appreciate any advice you all have. Thanks, Stacey :o)

 

Fantod - August 26

Stacey373 - As far as Social Security Disability goes it can be very difficult to get on your own or through an attorney. I would recommend that you find a company called "Allsup" online. They specialize in processing SSD claims. They will contact you and set up an interview time once you register on their site. If they think you will qualify, they will start the claims process for you.

From start to finish, the whole process to get approved takes about 6 months. I used them and so did a friend of mine. Allsup will take 25% of your back pay which is a standard fee whether they do or an attorney does it. If they don't get you approved, they take nothing.

Allsup does all of the paperwork for you. They were extremely nice to deal with and very efficient. I highly recommend that you register on their website and see if they can help you.

Take care.

 

Stacey373 - August 27

Thank You Fantod! I really appreciate you replying. Let me know if you have any other suggestions on any other kind of help too. Gonna go check that website out now! Thank You so much, Stacey :o)

 

Kaia-angel - August 27

Stacey have you tried applying for foodstamps? I have been on them for 2 years and i tell you, every bit of help is good help! They are kind of finicky here in louisiana about "assets, and liquid funds" so i'll tell you a secret- you have none! Yes of corse be honest about your monthly income butthey tried telling me to sell my truck and get a cheaper car, so the next time i reapplied i said i didnt have anything! And it truely helps alot. Did you apply for medicaid? If you get ssi you can get medicare benefits regardless of age. I hope i was able to help some!

 

Stacey373 - August 27

Today they checked to see if I was eligible for any kind of assistance and we're not. I guess my husband's unemployment benefits exceed the maximum amount for a family of 5. Which is a little insane because I guarantee we don't have that much money coming in from unemployment!

So I don't qualify for food stamps or medical assistance. I'm still waiting to hear from them about my kids getting medical....I really hope that goes through. If we don't have to pay for their doctor visits and prescriptions, it would save us quite a bit of money. Not to mention if we had an emergency. (knock on wood!)

Thanks anyways...Let me know if you can think of anything else. Stacey :o)

 

Stacey373 - August 27

Hi Fantod! I'm hoping you read this! I checked that site out you gave me and at the beginning of the evaluation it says to answer the questions only if I have worked 5 out of the last 10 years (and some other stuff that does apply to me) But I have only worked about 3 months in the last 12 years. So I'm not sure if I even qualify for the evaluation.

Should I go ahead and fill it out? Or maybe try calling them and asking what I should do?

Thanks, Stacey :o)

 

Fantod - August 27

Stacey373 - I'd try anyway and see what happens. YOu have nothing to lose at this point.

Also, call the United Way Agency in your area and see if they can help you with anything. IF nothing else, there are probably some food banks you can use.

Hang in there and enjoy the weekend.

 

Stacey373 - August 27

Thanks Fantod! I think I will go ahead and fill it out and see what happens. Like you said, I've got nothing to lose. all they can do is tell me No!

We really aren't that bad off. I've been trying to do this all on my own this past year and we've been slowly going through our savings and I finally had to accept the fact that we need some help. Getting my kids on medical will help tremendously and I probably should have done this a long time ago.

I'm more worried about the future. My husband still has 2 years left of school and un-employemnt isn't going to last forever. But we don't have many bills...no car payments, credit cards, or even cell phones. and we are so blessed to have my husband's grandparents who are letting us live in this house for free while he goes to school...so we don't even have rent or a house payment to worry about.

I just know that at some point I will HAVE to get a job to get us through until he gets out of school. Him quitting school is NOT an option, so I will do what I have to until he can get a job. If the Union ever calls with a job for him, we will figure out what to do then. But that's more something we are keeping in our "back pocket" for just in case it becomes absolutely necessary.

So like I said....for now we are just fine. I was just hoping there was some sort of help or assistance out there that I might qualify for and then we wouldn't have to worry later on. And God only knows if I will be able to handle working even a part time job. But I at least have to try.

I really appreciate all the advice you've given me. I don't have too many people I can talk to and I'm glad that I can rely on you guys when I come here. Take care and have a great weekend, Stacey :o)

 

Fantod - August 27

Stacey373 - My personal feeling is that you should accept any kind of help you can get whether it is a foodbank or anything else. There is no shame needing help. Everyone has difficulties these days. Every little bit helps no matter hwere it comes from.

When things get better, do something to give back to the community where you live. With your health issues, you can not be superwoman. Accept what you need now and pay it back later. Take care.

 

Stacey373 - August 28

Hi Fantod - I realize sometimes I let my pride get in the way of "good sense." I've ALWAYS been the person who helps everyone else out. I'm usually the one who is taking other people's kids school shopping or if I see one of my friend's kids needs a new pair of shoes and they can't afford it, I go out and buy them for them.

I actually felt guilty this past month for not being able to afford to help with school supplies and clothes for my friend's kids. I completely realize that is crazy, but I couldn't shake that feeling! My husband always tells me that our kids come first, but when I see someone who doesn't have much, I always try to help them.

I'm embarrassed to admit this, but I was actually feeling sorry for myself yesterday. I'm watching one of my friends who lies and cheats and uses everyone to get what she wants. (including me on occasion!) She has more money coming in a month than we do and she doesn't even know the meaning of "going without." we went to the welfare office together and as I'm being denied for all assistance...she's being given $700 for food stamps plus insurance for her and her kids. She works full time and already has insurance from her job, and here I am, with me and my kids going without.

I totally believe in Kharma. I live my life the "right" way and I try to be the best person I can be. But yesterday that belief was a little shaken. I realize she won't be able to get away with "cheating the system" for very long...but it just didn't seem very fair watching her get more help than she could possibly NEED and I can't get anything.

anyways...I'm done with my "pity party" LOL I really don't like this feeling...so I'm going to quit thinking about it and just keep doing what I think is "right" and I'm sure everything will work out in the end. Once again, Thanks for listening to me...Take Care, Stacey :o)

 

Stacey373 - August 28

Oh! by the way...I filled out the evaluation on the allsup website and now I'm waiting to find out what happens next! Thanks, again, for giving me that information~ Stacey :o)

 

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